IRS & state tax debt · $10,000 or more

Behind on taxes? You don't have to face the IRS alone.

Tell us what you owe and what's happening, and we'll see whether an independent tax relief provider may be able to help you work toward a resolution with the IRS or your state. Free and no obligation.

  • Personal or business tax debt, IRS or state
  • Help with notices, liens, levies, garnishments, and unfiled returns
  • Your details go only to a provider you choose, only after you say so
Get started
$20,000
$5,000$100,000+

Free to use · No obligation · Secure

About this service: Mannah Financial is a free matching service. We are not a lender, debt relief provider, or law firm. Based on your answers we may connect you with an independent provider, and we may be paid by that provider. Nothing is sent to any provider until you choose one and give your consent.
  • About 3 minutes

    A short set of questions, no paperwork to start.

  • Encrypted connection

    Your answers travel over a secure, encrypted link.

  • Clear from the start

    Plain words. Every disclosure where you can see it.

  • People first

    No pressure, no obligation. You decide what happens next.

Three simple steps

How the matching works

  1. Tell us where things stand

    Roughly what you owe, who you owe it to, and whether you've had letters, liens, or garnishments. About two minutes.

  2. We check for a fit

    Your situation is compared with what independent tax relief providers work with, including the amount owed and your state.

  3. You decide

    If there's a match, you choose whether to be connected. The provider reviews your case and explains the possible paths and their fees before you commit.

Plain words

What tax relief can and can't do

The IRS and states have long-standing options such as payment plans, penalty relief, and offers in compromise. Whether you qualify is decided by the taxing authority, not by a provider or by us.

What to expect

  • A provider reviews your notices and transcripts and explains which options may apply to your situation.
  • They can communicate with the IRS or state on your behalf and prepare the paperwork.
  • Unfiled returns can often be brought current as part of the process.
  • You can ask questions and walk away at any point before signing an agreement.

What to know before you decide

  • No one can promise a specific outcome or that a balance will be reduced.
  • Providers charge fees for their work, which they must disclose before you sign.
  • Interest and penalties may continue to accrue while a case is under review.
  • You can also contact the IRS directly for free; a provider is a choice, not a requirement.
Our name, our promise

Faith based.
People focused.
Purpose driven.

Mannah takes its name from the provision that arrived each morning — enough for the day, for everyone, with no one left out.

That is the standard we hold ourselves to. We explain things in plain language, we show you every disclosure where you can read it, and we never pressure you toward a decision. Whatever you believe, you will be treated with dignity here.

  • Honesty — we say what we are (a matching service) and what we are not.
  • Stewardship — we only pass your information along when you choose a provider.
  • Neighborliness — real help for the person in front of us, one at a time.
Security and trust

Built to protect what you share

Encrypted connection

Every page is served over HTTPS with modern encryption, and your answers are transmitted the same way. Sensitive details go directly to the provider and are never stored by Mannah.

Clear disclosures

We are a matching service, and we may be paid by the providers we connect you with. That is written plainly on every page, not buried in a footnote.

Privacy focused

Your information is shared only with a provider you choose, only after you say so. You can read our Privacy Policy or opt out of sharing at any time.

Good to know

Common questions

Is Mannah Financial a tax firm?
No. We are a matching service, not a law firm, CPA, or enrolled agent. Tax relief providers are independent companies. We may be paid by a provider if you engage them.
How much do I need to owe?
Most providers work with people who owe about $10,000 or more in back taxes, including penalties and interest. If you owe less, the IRS payment-plan page is usually the fastest path.
What if I haven't filed some returns?
That's common, and it's part of what a provider addresses. Be ready to say which years are unfiled — an estimate is fine.
What does it cost?
Checking is free and does not obligate you to anything. If you engage a provider, they charge for their work and must tell you the fee up front.
What if I don't qualify?
You'll see that plainly, along with free resources such as the IRS online payment agreement. Your information is not passed to anyone.

See whether a provider may be able to help

Two minutes. Free. Nothing shared until you choose.

Find my options