Disclosures
1. Company disclosure
Mannah Financial is a matching service, not a lender, debt relief provider, or law firm. We connect consumers with independent loan marketplaces and debt, tax, and business debt relief providers, and may be compensated by them. Availability, fees, terms, and results vary by provider, state, and individual situation.
Shown in the footer of every page. Company legal name, license or registration numbers where required, and business address: [to be supplied — brief §12].
2. Advertiser disclosure (personal loans)
Shown at the top of every step of the personal loan request and on the loan landing page. Provided by Engine by Gen; [must match Engine's current required text verbatim].
Advertiser Disclosure: Offers that appear are from companies from which Engine by Gen and its partners may receive compensation. This compensation may influence the selection, order and appearance of the presented offers. However, this compensation also facilitates the provision by Engine by Gen of certain services to you at no charge. The offers shown do not include all financial services companies or all of their available product and service offerings. The third-party products are subject to the provider's terms and conditions and privacy policy, and are not guaranteed by MoneyLion.
3. Personal loan disclosures
Shown in the footer of loan pages and on the results page.
- Representative example: A $5,000 loan repaid over 36 months at a 10% APR would have an estimated monthly payment of $161.34, total repayment of $5,808.24, and total interest of $808.24.
- Annual Percentage Rate (APR) is a measure of the cost of credit. APR is based on the loan amount, cost of the loan, term, repayment amounts, payment timing, and payoff. Rates may vary based on creditworthiness, loan size, state law, lender requirements, and other factors. The provider will disclose the applicable APR before you enter into a loan.
- Offers are based on information you provide. Rates, fees, amounts, and terms are not guaranteed and may change at the provider's discretion. Offers may not be available in every state or for every type of loan, and there is no guarantee that you will qualify for or be approved for any advertised terms.
- Powered by Engine (ML Enterprise Inc., NMLS #1475872). Engine is not a lender and does not make credit decisions or issue loans.
- Ad: Offers displayed in this marketplace are sponsored. Mannah Financial, Engine, and their partners may receive compensation from providers whose offers are displayed.
- Recommended: When this label appears, it identifies the offer with the highest Engine recommendation score among the offers currently displayed. The score is used to rank offers by predicted likelihood of conversion; it is not an endorsement, approval, or guarantee that the offer is best for you.
- Offer Disclosure: If you did not receive an offer from a particular financial institution provider, that provider may not have been able to determine whether you qualified based on the information you provided. No credit decision has been made. You may still qualify for a financial product from another participating provider.
- Equal Housing Opportunity (loan pages only).
4. Debt relief disclosures
Mannah Financial is a matching service and does not provide debt relief services. Debt relief programs may negatively affect your credit. Creditors may continue collection efforts or take legal action, including lawsuits, while you are enrolled. Fees are charged only after a debt is settled. Not all debts qualify. Results vary and are not guaranteed. Forgiven debt may be treated as taxable income; consult a tax professional. Program availability varies by state.
Results page explainer, shown whenever a debt relief provider is offered:
Debt relief is not a loan. A debt relief provider works with you to negotiate directly with your creditors to try to settle what you owe for less than the full balance, usually through a monthly program payment. It can affect your credit, and creditors may keep contacting you during the program. You pay a fee only after a debt is actually settled. It is one option among several, and it isn't right for everyone.
5. Tax relief disclosures
Mannah Financial is a matching service and does not provide tax resolution services or legal advice. Tax relief providers are independent companies. Eligibility for IRS or state programs depends on your individual circumstances and is determined by the taxing authority, not by Mannah Financial or the provider. Fees, availability, and results vary by provider and state. Results are not guaranteed.
6. Business debt disclosures
Mannah Financial is a matching service and does not provide business debt restructuring, legal, or financial advice. Business debt relief providers are independent companies. Programs may affect your business and personal credit, and creditors may continue collection efforts or take legal action. Fees, availability, and results vary by provider and state. Results are not guaranteed.
7. Contact consents (TCPA)
Consent to be contacted is never a condition of using this service. Each consent below appears on the screen where it is given, is recorded with its version and timestamp, and is documented by a TrustedForm certificate. [Attorney: review each text for TCPA / state mini-TCPA compliance, including the one-to-one consent requirement for named sellers.]
Mannah Financial — debt, tax, and business debt requests
Shown under the phone field on the contact step.
By providing your contact details you agree that Mannah Financial may email, call, or text you at the number and address you provided about your request, including by automated means. Consent is not a condition of any purchase. Message and data rates may apply. Reply STOP to opt out. Your information is not shared with a provider until you choose one on the next page.
Disclosure at the top of every step of those requests:
About this service: Mannah Financial is a free matching service. We are not a lender, debt relief provider, or law firm. Based on your answers we may connect you with an independent provider, and we may be paid by that provider. Nothing is sent to any provider until you choose one and give your consent.
Engine by Gen and Mannah Financial — personal loan requests
Shown under the email and phone fields, and on the review step. [Must match Engine's current required text verbatim.]
By providing your email address, you agree to receive email communications from Mannah Financial (powered by Engine by Gen), Engine by Gen, and their marketplace partners and affiliated companies at the email address you provided regarding the financial products and/or services you inquired about as well as related financial products and services.
By providing your phone number, you agree to be contacted by Mannah Financial (powered by Engine by Gen), Engine by Gen and their marketplace partners and affiliated companies at the number you provided regarding the financial products and/or services you inquired about. Consent is not required as a condition to request offers. To opt out of automated text messages, reply STOP. Message and data rates may apply.
Contact consent: I agree to be contacted by Engine by Gen and Mannah Financial, their partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service. To opt out of text messages, reply STOP. Message and data rates may apply.
Named providers — one consent per provider, on the results page
Each provider gets its own unchecked box. Checking it and clicking "Connect me" (or calling the number shown) is what sends your request to that provider, and only that provider.
CuraDebt
By checking this box and clicking Connect me, I agree that CuraDebt may contact me at the phone number and email I provided, including by autodialed calls, prerecorded messages, and texts, about debt relief, tax relief, business debt relief services. Consent is not a condition of any purchase. Msg & data rates may apply. Reply STOP to opt out.
Accredited Debt Relief
By checking this box and clicking Connect me, I agree that Accredited Debt Relief may contact me at the phone number and email I provided, including by autodialed calls, prerecorded messages, and texts, about debt relief services. Consent is not a condition of any purchase. Msg & data rates may apply. Reply STOP to opt out.
The service words in the box ("debt relief", "tax relief", "business debt relief") are filled in with the verticals that provider was matched for.
8. SMS verification code
Some requests are confirmed with a one-time text code before results are shown. The code is for verification only and is not marketing.
We'll text a one-time code to confirm your number. Msg & data rates may apply. This code is used only to verify your phone and is not marketing.
9. Text versions
Every text above carries a version id that is stored with each consent. Changing a text means changing its version.
| Key | Version |
|---|---|
engine.advertiser_disclosure | engine-adv-2026-09-omny |
engine.income_help | engine-income-2026-09-omny |
engine.email_consent | engine-email-2026-09-omny |
engine.phone_consent | engine-phone-2026-09-omny |
engine.ssn_authorization | engine-ssn-2026-09-omny |
engine.agreement | engine-agreement-2026-09-omny |
engine.fcra | engine-fcra-2026-09-omny |
engine.contact_consent | engine-contact-2026-09-omny |
engine.powered_by | engine-powered-2026-09-omny |
engine.ad_label | engine-ad-2026-09-omny |
engine.recommended_label | engine-recommended-2026-09-omny |
engine.offer_disclosure | engine-offerdisc-2026-09-omny |
engine.rep_example | engine-repex-2026-09-omny |
engine.apr_explainer | engine-apr-2026-09-omny |
engine.offers_not_guaranteed | engine-notguaranteed-2026-09-omny |
mannah.company_disclosure | mannah-company-2026-09-draft |
mannah.matching_disclosure | mannah-matching-2026-09-draft |
mannah.contact_consent | mannah-contact-2026-09-draft |
mannah.sms_disclosure | mannah-sms-2026-09-draft |
mannah.debt_relief_footer | mannah-debtfooter-2026-09-draft |
mannah.tax_relief_footer | mannah-taxfooter-2026-09-draft |
mannah.business_debt_footer | mannah-bizfooter-2026-09-draft |
mannah.debt_relief_explainer | mannah-drexplainer-2026-09-draft |
partner_consent | partner-consent-2026-09-draft |