Business debt shouldn't run the business. Let's look at your options.
If merchant cash advances or other business debt are eating your revenue, an independent provider may be able to help restructure or settle them. Free to check, no obligation, and nothing is shared until you say so.
- Merchant cash advances, lines of credit, equipment financing, business cards
- For businesses still operating and those that have closed
- Your details go only to a provider you choose, only after you say so
- About 3 minutes
A short set of questions about the business and its debts.
- Encrypted connection
Your answers travel over a secure, encrypted link.
- Clear from the start
Plain words. Every disclosure where you can see it.
- Owner to owner
No pressure, no obligation. You decide what happens next.
How the matching works
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Tell us about the debt
Roughly how much, what kind, how many MCA positions, and the monthly revenue. About three minutes.
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We check for a fit
Your situation is compared with what independent business debt providers work with, including debt type, revenue, and state.
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You decide
If there's a match, you choose whether to be connected. The provider reviews the agreements and explains the possible paths and fees before you commit.
What business debt relief can and can't do
Business debt providers work with the funders and creditors on your behalf. Here is the honest picture before you go further.
What to expect
- A provider reviews your MCA agreements and other obligations and explains which approaches may apply.
- They can negotiate with funders and creditors to restructure or settle balances.
- Daily or weekly draws may be reduced or paused as part of a negotiated arrangement.
- You can ask questions and walk away at any point before signing.
What to know before you decide
- No one can promise a specific outcome. Results vary and are never guaranteed.
- Programs can affect business and personal credit, and personal guarantees may still apply.
- Funders may continue collection efforts or take legal action while negotiations are under way.
- Providers charge fees for their work, which they must disclose before you sign. Availability varies by state.
Faith based.
People focused.
Purpose driven.
Mannah takes its name from the provision that arrived each morning — enough for the day, for everyone, with no one left out.
That is the standard we hold ourselves to. We explain things in plain language, we show you every disclosure where you can read it, and we never pressure you toward a decision. Whatever you believe, you will be treated with dignity here.
- Honesty — we say what we are (a matching service) and what we are not.
- Stewardship — we only pass your information along when you choose a provider.
- Neighborliness — real help for the person in front of us, one at a time.
Built to protect what you share
Encrypted connection
Every page is served over HTTPS with modern encryption, and your answers are transmitted the same way. Sensitive details go directly to the provider and are never stored by Mannah.
Clear disclosures
We are a matching service, and we may be paid by the providers we connect you with. That is written plainly on every page, not buried in a footnote.
Privacy focused
Your information is shared only with a provider you choose, only after you say so. You can read our Privacy Policy or opt out of sharing at any time.
Common questions
- Is Mannah Financial a business debt company?
- No. We are a matching service. Business debt relief providers are independent companies. We may be paid by a provider if you engage them.
- What kinds of business debt qualify?
- Merchant cash advances most often, along with business lines of credit, equipment financing, and business credit cards. Amounts of roughly $10,000 and up.
- What if the business has closed?
- Tell us. Some providers still work with owners of closed businesses, especially where a personal guarantee is involved.
- What does it cost?
- Checking is free and does not obligate you to anything. If you engage a provider, they charge for their work and must tell you the fee up front.
- What if I don't qualify?
- You'll see that plainly, along with free resources such as SBA counseling. Your information is not passed to anyone.
Mannah Financial is a matching service and does not provide business debt restructuring, legal, or financial advice. Business debt relief providers are independent companies. Programs may affect your business and personal credit, and creditors may continue collection efforts or take legal action. Fees, availability, and results vary by provider and state. Results are not guaranteed.
See whether a provider may be able to help
Three minutes. Free. Nothing shared until you choose.